Flooded and frustrated? Here's the Allstate flood insurance customer service phone number you need
In the wake of the devastating floods that have devastated many communities, Allstate flood insurance customer service phone number have been overwhelmed with calls from people who have suffered damage from the rain and windstorms.
With so many claims being filed, it may be difficult to get through to an Allstate flood insurance customer service phone number agent immediately, but knowing the number will give you peace of mind as you work to recover from the flooding.
The problem with flooding
Think about it: with all of these rainstorms, how many times have you been hit by flooding?
How much damage has it caused to your home or business?
And, more importantly, if disaster struck your home or business tomorrow, would your family be protected from flooding damage that is not covered under your homeowner’s or renter’s insurance policy.
The reality is that most homeowners policies do not cover damage from rising water – like floodwater – as a result of natural disasters including floods…
Buying the right flood policy
Check with your local or state emergency management office before purchasing a flood policy to ensure that flooding is covered under your standard homeowner’s policy.
You might be surprised to learn that it isn’t covered in some areas.
It’s also important to know how high above sea level your home is located, as well as any other details about your property that could affect its exposure to floods.
Once you have all of that information, talk with an agent at one of these top companies for flood policies
What to do after a flood
The first step to recovering from a flooded home is to make sure everyone is safe, and then get your things dried out as soon as possible.
Most damage happens within 48 hours of flooding, so it’s important not to procrastinate once water recedes from your home—even if it feels daunting at first.
After you’ve salvaged what you can, contact an insurance agent or adjuster right away; they can help with coverage questions and start filing claims for damaged property.
And remember: You may be eligible for assistance through FEMA or other agencies after a natural disaster like a flood.
Call Allstate customer support
If you’re a client of Allstate Insurance, chances are high that your home has experienced some kind of flooding at one time or another.
And if it has, then you’re probably anxious to find out whether or not your home is covered by a flood policy and whether or not your premium will increase.
The first step in figuring all of that out is contacting Allstate to set up an appointment with a claims agent to discuss coverage specifics.
You can do so over the phone or online via their website.
There’s no fee for either method, but calling may be faster and more convenient than going online.
File your claim with FEMA
If your home is located in an area that has been declared a federal disaster area, then you’re eligible to file a claim with FEMA (the Federal Emergency Management Agency).
The organization will either pay out for repairing or rebuilding your property or give you money to move into a rental property of equal value.
You can also call 1-800-621-FEMA (3362) or TTY 1-800-462-7585.
You can also apply for Small Business Administration loans if your business was affected by flooding; you can learn more about these SBA loans here .
And lastly, if your personal property was damaged but not destroyed—for example, your car—then you might be able to get reimbursed by private insurers.
Do something nice for yourself after this stressful experience!
After dealing with a situation like a natural disaster, it’s important to do something nice for yourself.
You worked hard and now it’s time to take a little break!
What are some things that make you feel better?
Maybe some hot cocoa, binge-watching your favorite show or calling up an old friend from high school to catch up on what they’ve been doing!
Whatever makes you happy, do it!