What is Allstate's Accident Insurance Wellness Benefit?
If you happen to be involved in an accident, Allstate Insurance has a complimentary accident insurance wellness benefit designed to get you back on your feet after a serious car crash or other incident.
Did you know that Allstate offers an Accident Insurance Wellness Benefit?
The Accident Insurance Wellness Benefit allows you to get reimbursed if you sustain an injury or illness while participating in a qualified wellness activity.
This benefit can also help you save money on your premiums, too!
Here’s everything you need to know about the Allstate Accident Insurance Wellness Benefit and what makes it so special.
No matter where you’re driving, there’s always the potential for an accident to occur that can send you to the hospital.
According to the Centers for Disease Control and Prevention, auto accidents are the leading cause of injury death in the U.S., and 27% of all car-related fatalities are linked to drunk driving (CDC, 2012).
Allstate offers accident insurance coverage with many of their auto insurance plans, as part of the auto and home insurance benefits you get from them.
You may be wondering exactly how this accident insurance works and what it covers, though.
What is Allstate’s accident insurance wellness benefit?
To learn more about this unique coverage and how it can help you, keep reading for an explanation of Allstate’s accident insurance wellness benefit.
This will cover when your benefits begin and end, what the plan doesn’t cover, what you need to do to file a claim and more! Keep reading to learn all about the Allstate accident insurance wellness benefit!
General overview of Allstate’s accident insurance
Allstate offers accident insurance for their customers.
This includes options to protect you from accidents with others, accidents with animals, and even theft.
The accident insurance coverage provides up to $1 million in protection for your injuries and $50,000 in protection for property damage.
Accidents happen all the time, so it is important to be prepared for when they do.
You may not know what steps you should take next after an accident occurs, which is why Allstate created a program that will help guide you through what to do after an accident occurs.
This program was designed as an all-inclusive package that covers everything from medical expenses to legal representation if necessary.
The Accident Protection Plus Plan even has coverage for your pets!
What conditions are eligible for coverage
Allstate offers accident insurance wellness benefits to their policyholders.
You are eligible if you have a claim under $250,000 and the injury occurred on or after March 6, 2017.
Benefits include up to $5,000 for chiropractic care and physical therapy, up to $2,500 for medical equipment or supplies and up to $300 per month for massage therapy.
These benefits do not apply to any injuries caused by intentional self-inflicted acts.
How do I apply for this benefit?
To apply for this benefit, contact your local agent.
To find a local agent, click here.
The accident insurance wellness benefit pays you up to $500 in coverage if you’re injured as the result of an accident.
To be eligible, you must enroll within 30 days of your initial policy purchase and pay your first premium.
You also have to show that you are participating in a physical fitness activity such as running, weight lifting or swimming.
You’ll get access to some group fitness classes too.
The program includes one visit per month with your health coach and personalized diet plan, four weekly virtual workouts on the company’s website or via mobile app (with more advanced plans available) and training videos on topics like time management and nutrition that last 10 minutes each.
How much will it cost me to apply?
In order to receive the accident insurance wellness benefit, you need to make sure that your application for an auto insurance policy includes the accident insurance wellness benefit.
If you purchase an auto insurance policy through Allstate and have a qualifying healthcare plan with any of these providers, then the accident insurance wellness benefit will be available: Aetna, Blue Cross Blue Shield of Texas, Cigna Healthcare, Delta Dental Premier, Guardian (New York), Humana ChoiceCare Network (Florida), United Concordia Dental.
Do I have other options outside of this service plan?
No, the accident insurance wellness benefit is the only service plan in this category.
You can find more information about it on their website.
A company representative will be available to help you with any questions you may have.
If you have any other questions or concerns, please call our customer service number at 555-555-5555
Is this the best option for my needs in the event of an auto accident?
If you’re considering purchasing auto insurance, you may also want to consider what type of coverage Allstate offers.
The company has an accident insurance wellness benefit that will help cover your medical expenses if you’re in a car accident.
If you have the benefit and file a claim, your policy will pay up to $25,000 for your medical bills or other eligible benefits.
It doesn’t cost anything extra and it can be used as soon as you buy the policy.